Mike Darrow

San Diego Mortgage Loan Officer

toll free: 1-800-990-3408
Se Habla Espanol

Home    ::   Purchase   ::  Refinance    ::   Debt Consolidation    ::   Damaged Credit    ::   Loan Request    ::  Mortgage Basics   ::    Contact

San Diego Damaged Credit  :::: Please contact me today at 800-990-3408 ::::



CREDIT INFORMATION THAT MAY BE HELPFUL TO KNOW:
 

 
30% of score is affected by how Much the consumer Owes...

35% of the score will be affected by a Mortgage late in the past 60 months...

15% of the score Reflects credit history for up to 30 years...
 
10% reflects what type of credit you have – To much – To little...
 
A Bankruptcy will report for 10 years...
 
Income does Not affect score...
 
Identify theft is up 12,000% …. 16 Billion stolen in 2003...
 
Under 600 score a chance of mortgage Default is 1 in 8...
 
These are only some of the ways that your Consumer History (credit) can be
damaged by the lack of understanding how Credit works today. Being responsible
for your Consumer History and what occurs within it, can only be controlled by
what you do with it.
 
Repairing Damaged Consumer History takes time, and yes money in some cases to
greatly improve your FICO scores to where you can achieve GREAT CREDIT!
 
Sources are available to educate you on the options you can use to improve your
Consumer History Scores, to get a better Mortgage program, and Rate.
 
Simply do the Loan Request and we will talk about your situation.

 
 

 :: Loan Request    
 
Fill Out your request and I will quote you the best rate on the market.
 
 
::  Mortgage Basics  

Learn about differences between each loan program.
 

Home    ::   Purchase   ::  Refinance    ::   Debt Consolidation    ::   Damaged Credit    ::   Loan Request    ::  Mortgage Basics   ::    Contact

California Dept of Real Estate License #01837224  Mike Darrow (c) 2008. All rights Reserved.